Terms of Use

1 General information

By accessing the website http://www.marcuardheritage.com (later referred to as “the Website”) or using any information provided on the Website (whether for private or commercial purposes), you agree to the following important legal information and terms of use (later referred to as “Terms of Use”). These Terms of Use, as well as the information contained on the Website, are subject to change from time to time, without notice. The use of the Website and the Terms of Use are subject to Swiss law.

The Website belongs to Marcuard Heritage AG, Zurich, a company based in Switzerland, registered in the commercial register under CHE-110.201.109 and a member of the Swiss Association of Asset Managers (SAAM). The Website is maintained by Marcuard Heritage AG and also refers to its sister companies: Marcuard Heritage (Singapore) Pte. Ltd., Singapore (regulated by the Monetary Authority of Singapore), Marcuard Heritage (Europe) Ltd., Limassol (regulated by the Cyprus Securities and Exchange Commission) and Marcuard Heritage Limited with its representative Office in Moscow (altogether subsequently referred to as “Marcuard Heritage”).

 

2 Access restrictions

The Website contains information and documents which are neither specific to any person (whether individual or legal entities) nor any particular jurisdiction. Persons subject to restrictions, whether because of residence, nationality, or anything that otherwise prohibits the publication of any part of the Website’s content (for legal, tax, regulatory, or any other reason) are not permitted to access the Website.

 

3 No offer, no recommendation, no advice

The information and opinions published on the Website are for informational purposes only. Under no circumstances should the topics be used or considered as an offer. The information provided does not constitute any advertisement, recommendation or solicitation or invitation to i) enter into any financial or other transaction or ii) to seek any investment, legal and/or tax advice. The information contained in the Website is not suitable for the use of any decision-making (e.g. to enter into an agreement with Marcuard Heritage). Therefore, we strongly advise you to seek personal legal, tax, and/or financial advice before making any decision as a result of accessing this Website.

 

4 No warranty / guarantee

The use of the Website is at your own risk. The information is provided “as is” and “as available.” Marcuard Heritage takes all reasonable care to ensure that the information published on the Website is correct, accurate and derives from reliable resources at the time of its publication. Nevertheless, Marcuard Heritage takes no responsibility for any liability, direct or indirect, completeness, correctness, and accuracy of the information published on its Website. Marcuard Heritage has no obligation to update, delete, or replace any outdated information on the Website. You are encouraged to re-read these Terms of Use from time to time. Marcuard Heritage does not warrant any content of the Website (including third-party information), goods and services referred to herein will be error-free that defects will be corrected or that any connected / referred website is virus-free.

Marcuard Heritage would like to emphasize that any indication of the past performance of financial instruments and investment strategies published on the Website is no indication or guarantee for future performance of an investment. The Website may contain forward-looking statements. Forward-looking statements are subject to various risks and uncertainties. Marcuard Heritage does not assume any obligation to review and to re-assess the content of such forward-looking statements regularly. Moreover, investments in financial instruments are subject to multiple risks (including but not limited to currency risk, geographic risk, industry risk and economic risk). They may result in a complete loss of the invested assets. Therefore, we advise you to consult with your financial advisor before making any investment in financial instruments.

 

5 Use of Cookies

Our Website uses cookies. Please consult our Privacy & Cookies section to learn more about it.

 

6 Links

Some links on the Website may lead individual users to access websites of third-party providers. Such links are only provided for your benefit and information. Marcuard Heritage does not review or monitor the information on any third-party site. Accordingly, Marcuard Heritage assumes no responsibility for the accuracy, completeness or legality of the contents of such websites or any offers and services contained therein. Accessing third party website is at your own risk.

 

7 Intellectual property rights

The entire content of the Website is owned by Marcuard Heritage and is subject to copyright protection, database rights with all rights reserved to Marcuard Heritage. You may save or print a hard copy of individual pages or sections of the Website for your private use if you do not remove any copyright or other proprietary notes. You are not permitted to reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link to or use the Website or its content for any public or commercial purpose without the prior written consent by Marcuard Heritage. Nothing on the Website shall be construed as the granting of any license or right to use any image, trademark, logo, or software published therein. Any downloading or copying of the whole or any part of this Website shall not transfer any title in any intellectual property rights to you. Marcuard Heritage reserves all rights (in particular copyright, database rights, and trademark ownership) to all material on the Website and will enforce its rights to the fullest extent of the applicable law.

 

8 Conflicts of interest

Marcuard Heritage, or any member of their boards of directors, management and employees may have currently or previously held interests in investment instruments or partner entities referred to in the Website and may hold or have held positions in any of these. Further, such companies, their employees or representatives, may have currently or previously been in business association with Marcuard Heritage or may provide or have provided other ancillary services, or serve or have served in the executive bodies of relevant investment vehicles, entities or Marcuard Heritage.

 

9 Limitation of liability

To the fullest extent permitted by law, in no event shall Marcuard Heritage, any of its sister companies as mentioned above, or any of the directors, employees or contractors, services providers be held liable for any direct, indirect or consequential damages whatsoever resulting from the use of the Website, any links to third party website, reliance upon any information or statement of any kind contained herein.

 

10 Internet security

Marcuard Heritage draws your attention to the possible risk of viruses and third-party attacks to your electronic devices by mere internet use (an open network) and access to the Website. To combat such, we recommend to you to consult the most recent browser versions and install and regularly update antivirus software on your electronic device(s).

 

11 Privacy statement

We take data privacy seriously and adhere to high data protection standards. For more information, we refer to our Privacy statement.